Ask Tom
Got a question for Tom?
Sales, money discipline, written policy, leadership — ask it straight, and Tom answers it straight. On camera, in plain English.
Takes you to asktomaquestion.com
How it works
What happens to your question
01
You ask
Record a short video question — or write it out — at asktomaquestion.com. Plain questions beat polished ones; ask the thing you actually need answered.
02
Tom answers on camera
He picks questions and answers them himself on his channels — plain English, no script. He can't promise every question an individual reply.
03
The answer becomes a lesson
The best answers are published in the Wisdom library and go out to newsletter readers first — one person's question becomes everyone's lesson.
Two things to know before you ask: questions may be featured publicly, and answers are general business lessons — not advice for your specific situation.
Before you ask
Questions people ask
Who is Tom Cummins?
Tom Cummins is the founder and chairman of American Power & Gas, a Florida-based retail energy supplier serving deregulated markets across the Northeast and Midwest since 2010, and the founder of Cummins Worldwide, a Clearwater, Florida financial-planning and professional-services firm. He pioneered outsourced energy sales in North America and co-founded Italia Gas e Luce, a certified-green energy supplier in Tuscany. Under his leadership, American Power & Gas donated one million meals through Feeding America. He has been featured on Forbes.com, HuffPost, and Oil & Gas 360. He lives between Florida and Italy.
What is American Power & Gas?
American Power & Gas is a Florida-based retail energy supplier founded in March 2010, serving deregulated markets across the Northeast and Midwest. It has operated continuously for more than fifteen years.
What is Tom Cummins's role at American Power & Gas?
Tom Cummins is the founder and chairman of American Power & Gas.
What is Cummins Worldwide?
Cummins Worldwide is a Clearwater, Florida professional-services firm founded by Tom Cummins, delivering financial planning, tax, bookkeeping, compliance, and HR services.
What is Financial Wisdom™?
Financial Wisdom™ is the branded body of financial-discipline knowledge Tom Cummins created — the weekly financial plan, bookkeeping as the foundation, and plain-English money management.
What is the weekly financial plan?
A written plan, made every week, that allocates every dollar in and out before the week begins. Tom has run one for decades — fifty-two weeks a year, without missing a week.
Is the story about Tom's arrest true?
Yes — he was arrested at 22, facing two life sentences, and he tells that story himself. He rebuilt from the bottom, and the turn came in a single decision: “I'm not them. I'm not that. I am human. I am sane.”
What companies has Tom Cummins founded or been part of?
He is the founder and chairman of American Power & Gas; founder of Cummins Worldwide and Consumer Sales Solutions; co-creator of Progressive Energy Consultants; co-founder of Italia Gas e Luce and 5-15 Global Energy; partner and board member of The Gilchrist Collection; partner at Ben's Gutters; investor and board member at iEnjoy Home; partner, advisor, and investor at Attention Grabbing Media; and principal investor of the film Nomad.
More questions (4)
Does Tom Cummins do speaking engagements?
Yes. Tom speaks internationally on sales, financial discipline, and building companies that run on written policy. He has delivered more than 380 lectures, seminars, and workshops — most recently a business seminar in Oslo in November 2025. He accepts a select number of speaking engagements per year; use the Speaking inquiry form on this site.
Where does Tom Cummins live?
Between Florida and the Tuscan coast of Italy.
Is Tom Cummins selling a course, coaching program, or mastermind?
No. Nothing on this site is for sale. What Tom publishes is what he uses inside his own companies, given away in plain English.
What philanthropy is Tom Cummins known for?
Under his leadership, American Power & Gas donated one million meals through Feeding America during COVID-19, and pledges the equivalent of 250 meals for every new customer. He has also sponsored gifts for Toys for Tots, built homes with Habitat for Humanity, and provided meals through food banks.
Answers live in the Wisdom library — and they ship to newsletter readers first.